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Financing
We Have Financing Available!
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Pay over time
Finance Your Repair, Stay Safe Today
Unexpected repairs shouldn’t force you to choose between safety and your wallet. That’s why Hutto Auto partners with Affirm, Klarna, and Sunbit—trusted Buy Now, Pay Later providers that let you approve every recommended repair today and spread the cost over time, often with 0% APR and no hidden fees.
Why Approve the Full Repair List Now?
Cost
Fix Everything Today
Put It Off
Lock in today’s parts and labor prices; avoid domino-effect damage (e.g., a small oil leak can seize an engine).
Minor issues snowball, raising the eventual bill by 3–5× on average.
Safety
Fix Everything Today
Put It Off
Fresh brakes, tires, and fluids keep you—and everyone around you—safe.
Worn components lengthen stopping distance, reduce traction, and risk roadside breakdowns.
Convenience
Fix Everything Today
Put It Off
One visit, one loan, one easy monthly payment.
Multiple trips, extra rental-car fees, and more time off work.
Financing removes the cash-flow barrier so you can authorize every line item with confidence.
How It Works
1. Open Your Digital Estimate
• Repairs over $250 display an Affirm “Pay Monthly” banner in the top-right corner.
• Tap it for a 30-second, credit-safe pre-qualification (soft check = no impact on your score).
2. Approve All Recommended Repairs
• Know you’re covered before you hit Approve.
• Adding more services often raises your monthly payment only pennies on the
dollar.
3. Choose Your Plan at Checkout
• When the work is finished, open your invoice.
• Click Make Payment, then pick Affirm, Klarna, or Sunbit. Returning users sign
in; new users create an account in minutes.
4. Drive Away Today—Pay Over Time
• We’re paid in full; you pay the lender in manageable installments.
• No early-payment penalties and no late-fee surprises.
Payment Plans at a Glance *
Affirm
Interest-Free Options
Extended Terms
Limits
Pay in 4 – four equal payments over 8 weeks
Up to 36 months (0–36 % APR)
$250 – $30 000
Klarna
Interest-Free Options
Extended Terms
Limits
Pay in 3 or 4 interest-free
6–36 months financing; Pay Later 30 Days and Pay Now options
Varies by customer
Sunbit
Interest-Free Options
Extended Terms
Limits
Pay in 4 – four monthly interest-free payments
3, 6, or 12 months (may include interest); small down payment required
Up to $20 000
*Actual offers depend on invoice amount and credit approval.
Extra Value You Get with Hutto Auto Financing
1. Approve Everything Now—One Low Monthly Payment
Bundle every recommended service into a single, predictable bill. You lock in today’s pricing, we complete the full repair list, and you avoid costlier breakdowns later—a win-win for value and safety.
2. Highest Return on Maintenance Dollars
Tackling all repairs in one visit prevents minor issues from turning into major, big-ticket failures, delivering the best long-term ROI on your vehicle investment.
3. 60-Second Mobile Checkout
Pre-qualify and pay on your phone—no paperwork, no waiting-room stalls, no lost shop time.
4. Up-Front, Transparent Terms
See the exact total, monthly payment, and APR before you commit—zero hidden fees or surprise charges.
5. Boost Resale Value & Buyer Confidence
A fully documented, all-at-once repair history keeps your vehicle worth more and reassures future buyers.
6. One-and-Done Visit
Approve now, skip repeat appointments, and avoid extra ride-share or rental-car costs.
Ready to Get Started?
1. Open your estimate & tap the Affirm banner to see what you qualify for.
2. Say “Yes” to all recommended repairs. Financing covers it in one easy plan.
3. Pick Affirm, Klarna, or Sunbit at checkout and hit the road.
Questions? Call us at (512) 846-1104 or stop by—our team is happy to guide you through every step.
Disclosures
● Financing available on repair invoices $250 +.
● Maximums: Affirm $30 000, Sunbit $20 000, Klarna varies by customer.
● Longer-term plans may include interest. All loans subject to lender approval.
● Hutto Auto is not a lender; financing is provided by Affirm, Klarna, and Sunbit.
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